SIP Calculator - By GST With Nitesh

SIP Calculator

GST With Nitesh

📈 SIP Calculator - Systematic Investment Plan Calculate your mutual fund SIP returns with step-up option. See how regular investments grow with the power of compounding!

Monthly Investment (₹) * Amount you want to invest every month

Expected Return (% per annum) * Historical average: 10-15% for equity funds

Time Period (Years) * Investment duration in years

Annual Step-up (%) Optional Increase SIP amount every year (0 for no step-up)

💰 Total Invested

₹0

📊 Estimated Returns

₹0

🎯 Maturity Value

₹0

📊 Investment Breakdown

Principal Invested ₹0

Wealth Gained ₹0

Investment % 0%

Returns % 0%

📅 Year-wise Investment Growth

Year	Opening Balance	Invested (Year)	Returns (Year)	Closing Balance

💡 Expected Returns by Fund Category

• Large Cap Equity Funds: 10-12% per annum (Lower risk)
• Mid Cap Equity Funds: 12-15% per annum (Moderate risk)
• Small Cap Equity Funds: 15-18% per annum (Higher risk)
• Hybrid Funds: 8-10% per annum (Balanced risk)
• Debt Funds: 6-8% per annum (Low risk)
• Step-up SIP Benefit: Increasing SIP by 10% annually can significantly boost wealth creation
• Power of Compounding: Longer investment periods generate exponentially higher returns