EMI Calculator - Home, Car & Personal Loan

EMI Calculator

GST With Nitesh

💰 EMI Calculator - Home, Car & Personal Loan Calculate your monthly EMI, total interest payable, and view complete amortization schedule with year-wise breakdown!
Principal amount you want to borrow
Annual interest rate

Monthly EMI

₹0

Total Interest Payable

₹0

Total Payment

₹0

📊 Payment Breakdown

Loan Principal ₹0
Total Interest ₹0
Principal % 0%
Interest % 0%

📅 Year-wise Summary

Year Opening Balance Principal Paid Interest Paid Closing Balance

📋 Complete Amortization Schedule (Month-by-Month)

▼
Month EMI Principal Interest Balance

💡 Typical Interest Rates

  • Home Loan: 8.5% - 9.5% per annum
  • Car Loan: 8.0% - 10.0% per annum
  • Personal Loan: 10.5% - 16.0% per annum
  • EMI Formula: P × r × (1+r)^n / [(1+r)^n - 1]
  • Prepayment Tip: Making prepayments reduces total interest significantly